Nicki is a CFA® Charterholder and a member of the CFA Institute. Having been a Global Equities Portfolio Manager with UBS Global Asset Management for over 15 years, Nicki has a thorough understanding of investment management. She is responsible for the investment strategy at Timeline, including asset allocation, research, due diligence and portfolio construction.
Paul is responsible for all of the Group's retail businesses in the UK and South Africa. Previously, Paul led Just Group's mortgage, corporate development and international divisions. Paul joined Just Retirement in August 2014. Prior to Just Retirement, he held various senior international roles at Swiss Re in Asia and Australia. He has over 25 years of insurance industry experience.
As a Financial Planner, Certified Financial Coach and Founder of Wensons Financial and Wensons Legacy, IFW Board Member Hiren Panchal provides trusted advice and guidance to help clients live the lives they visualise. Known for his positivity, compassion, sense of humour, and building authentic and meaningful relationships, Hiren has a passion for making a positive impact in the world and is a keen advocate of financial literacy and wellbeing for all.
John has been leading LGIM’s multi-asset fund management team since 2013. Within Asset Allocation, the team manages both a range of award-winning macro strategies and factor-based investment strategies, working closely with the rest of Asset Allocation. After joining LGIM in multi-asset solutions in 2009, he developed LGIM’s diversified growth fund range, which he continues to co-manage. He is a fellow of the Institute of Actuaries and has a first class BSc in Economics and econometrics from the University of Nottingham.